Effective update date: June 29, 2026 SG Incomestock Securities Information (sgincomestock.com, hereinafter referred to as we) strictly complies with Singapore's Personal Data Protection Act (PDPA), the Personal Information Protection Law of the People's Republic of China, and cross-border data security requirements to fully protect the personal information of all website visitors. This statement fully explains how personal information is collected, used, stored, shared, and safeguarded, and sets out all users' statutory rights. By browsing commodity, Hong Kong stock, and global market information, sending email, or using any site service, you confirm that you have fully read and unconditionally agreed to all terms of this statement. 1. Scope of information we collect 1) Information you voluntarily submit We collect data only when you actively provide it and never require personal data: Email inquiries, article submissions, business cooperation: name, email address, company name, finance role, phone number; Partnership application forms: cooperation needs from brokers, commodities, and asset managers; Membership subscription (if enabled): login email, account password, display name. 2) Cookies and server-side anonymous logs When you browse gold, Hong Kong stock, or U.S. stock pages, the server automatically records de-identified device data: IP address, browser version, operating system, URL visited, time on page, click trail, device identifier; This data is used only to speed up quote pages, count site traffic, and block crawler bots from bulk scraping financial data. It cannot by itself identify a real person. 3) We do not actively collect sensitive personal information Without a lawful business need, we will not request ID card details, passport data, bank card information, securities/cryptocurrency trading accounts, asset lists, or biometric data; we only receive them passively if you voluntarily upload corporate cooperation documents. 2. Lawful uses of information Replying to inquiries, submissions, and business emails related to gold, Hong Kong stocks, and global macroeconomics; Optimizing the real-time quote pages and weekly cross-border investment e-newsletter reading experience; Anonymizing and aggregating data to generate global asset statistics reports, removing all personal identifiers so users cannot be traced back; Detecting malicious crawlers, abnormal logins, and cyberattacks to keep the information system stable; Providing information as required by official documents from Singapore or domestic judicial and regulatory authorities; Sending weekly market newsletters you subscribed to voluntarily, with unsubscribe available at any time. 3. Storage and retention rules Storage location: compliant cloud servers in Singapore fully meeting PDPA standards; Retention periods: Email correspondence: kept for 3 years, then encrypted and archived upon expiry; Website access logs: kept for 90 days only, then automatically deleted by the system; Business cooperation forms: kept for 2 years after the cooperation ends, and may be deleted earlier upon request; Anonymization: all industry statistics are stripped of personal labels and cannot be traced to a single visitor. 4. Rules for information sharing We solemnly promise that, without your written and explicit authorization, we will never sell, rent, or transfer your personally identifiable information to third parties. Disclosure is allowed only in the following lawful situations: You provide written permission and agree that we may share your personal data; Singapore or mainland China judicial or financial regulators issue a statutory document; A merger or equity transfer occurs and the successor operator must comply with this privacy statement to the same extent; We provide de-identified logs to cybersecurity partners for website protection; In an emergency, disclosure is necessary to protect the personal or property safety of users and the public. Third-party ads and traffic analytics plugins obtain only anonymous traffic data and cannot access names, email addresses, or other identity information. 5. Users' statutory personal information rights You may email privacy@sgincomestock.com to submit a request. After identity verification, we will complete it within 15 working days: Right of access: request a copy of all personal information we retain about you; Right to correction: fix inaccurate or outdated contact details; Right to deletion: remove all email and cooperation-form related records; Right to withdraw consent: cancel market newsletter subscriptions and turn off cookie tracking; Right to account deletion: permanently delete the membership account and all related data; Right to appeal: if you disagree with how your information is processed, submit it for compliance-team review. 6. Cookie and tracking tool notice This site uses cookies to speed up loading of gold and Hong Kong stock quote pages and to store your reading preferences: Essential cookies: ensure quotes and research reports refresh properly; cannot be disabled; Analytics cookies: used to measure site traffic and can be fully disabled in your browser; Turning off cookies only reduces page smoothness and will not limit access to free research reports or market news. 7. Information security safeguards The entire site uses HTTPS encrypted transmission to block data theft in transit; User data is stored encrypted, with tiered backend access controls, and only compliance staff may access it; Regular server security audits, vulnerability scans, and a complete data breach response plan; All employees sign confidentiality agreements and are prohibited from exporting or leaking users' privacy data. The internet carries inherent security risks and absolute 100% protection cannot be guaranteed. Please do not upload securities account files, ID documents, or other sensitive materials to this site. 8. Protection of minors This website serves adult investors and financial industry professionals. We do not actively collect personal information from users under 18. If minor data is inadvertently obtained, all related records will be deleted immediately. 9. Privacy statement update mechanism We may revise this statement periodically in line with Singapore's PDPA, domestic data laws, and changes to our platform operations. Updated versions will be posted at the bottom of the page and take effect immediately. Material changes will be emailed to users with prior contact history, and continued use of the site means acceptance of all terms in the new version. 10. Dedicated contact channel for privacy matters Privacy inquiry email: privacy@sgincomestock.com Registered operating entity in Singapore: SG Incomestock Media Pte. Ltd.